Our Buyer Walked Away the Day Before Closing. It Cost Us $150,000.
Erin's story is why SecureMyOffer exists. Don't risk the biggest transaction of your life.
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It Happened to Us. It Can Happen to Anyone.
We found our forever home. We were so close.
The day before closing, the buyers defaulted.
We were left on the hook for two mortgages.
$150,000 lost. Sleepless nights.
$150,000 lost. Sleepless nights.
We realized firm offers don’t protect sellers.
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Who knew a firm, unconditional offer could walk away? I didn’t.
“We found out - the day before closing - that the buyer’s pre-approval didn’t matter. They didn't have financing, and they couldn't close. Just like that, we lost about $150,000. We were devastated”
Erin’s experience is why SecureMyOffer was created—to protect sellers from devastating buyer defaults.
How To Get Covered
Get a Free Quote
Takes less than 2 minutes.
Choose Your Policy
Tailored to your home’s value.
Close with Confidence
We protect you if your buyer defaults.
Why do you need a policy?
Firm Offers Can Collapse
Even after pre-approval, a firm offer is not a secure deal in a home transaction.
Deposits Rarely Cover Losses
A deposit is not a payout. It sits in trust until both sides agree or a court decides, and the shortfall between that deposit and your actual losses is yours to absorb in the meantime.
Liability Remains Yours
If you have bought your next home on the strength of this sale, a buyer who cannot close puts you on the wrong side of your own agreement. Their problem becomes your liability.
How We Protect Your Future
Equity Protection
Covers up to 250K of expenses, including if your resale price is lower.
Carrying Cost Coverage
Mortgage, taxes, maintenance, utilities until resale or settlement.
Legal Defense
We handle legal action and costs to recover your deposit.
You Keep Extra Profits
If your home sells for more, the profits are all yours.
Who Needs Buyer Default Insurance
Don’t let one buyer’s mistake drain years of hard work.
