Protect your peace of mind
How SecureMyOffer Works
purchase policy
your coverage begins.
What’s Covered
Frequently Asked Questions
Anyone with a stake in a deal closing. Sellers protect their equity and their next move, agents offer it in their listings to protect clients and win business, buyers can include it to make their offer stand out, and lenders use it to reduce risk on bridge financing.
If your buyer delays or defaults on a firm deal, your policy can cover an equity advance to keep your plans moving, carrying costs like your mortgage, property taxes and utilities, relisting and marketing costs, and any resale shortfall — all up to your policy limit. If your home resells for more, you keep the full upside.
Your rate depends on your home's value and location. Getting a quote takes about 60 seconds, there's no obligation, and your quoted rate is locked in for 90 days.
Your coverage responds if your buyer defaults or delays on your firm Agreement of Purchase and Sale. Full terms, conditions and limits are set out in your policy.
No — SecureMyOffer works alongside your team. Your agent and lawyer do what they always do; we cover the financial hit if your buyer doesn't close, and we work with your agent if the home needs to be relisted.
SecureMyOffer is a licensed managing general agent (Ontario licence #3750), and policies are underwritten by Accelerant Insurance Company of Canada.
If you have to relist and the home sells for less than your original firm deal, the policy covers the shortfall up to your policy limit. If it sells for more, the upside is all yours.
