Insured home sales protect you and your clients.
With SecureMyOffer, you can assure your client that their sale will close on time, even if the buyer defaults.
Your client's sale price is secure, even if the buyer backs out.
SecureMyOffer takes care of the legal, financial and emotional burden to provide your clients peace of mind.
If your client's home sells for more, they keep the upside.
Checklists, talking points and FAQs to help you explain closing insurance and support your clients with confidence.
GET THE TOOLKITSecureMyOffer is closing insurance that protects home sellers if a buyer defaults on a firm deal. If that happens, SecureMyOffer pays out and takes on the reselling and legal work.
During the listing presentation. Demonstrate to your clients that you have their best interests in mind.
No. It complements them. SecureMyOffer protects sellers against buyer default, so they can still pay commission or relist. E&O covers agent errors. The deposit remains part of the transaction.
Once the seller has a policy in place, you proceed as usual — SecureMyOffer comes into play only if the buyer delays or defaults. The insurance doesn't appear on title or affect transaction terms.
This is exactly when it matters most. Sellers already committed to a next purchase carry the most risk. SecureMyOffer makes sure the funds for that purchase are there even if their buyer can't close.
Coverage must be purchased at least 14 days before the closing date. This is a strict deadline with no exceptions.
Only licensed insurance experts can give formal advice. Still, you're fully within your role as a REALTOR® to inform clients about the availability of the policy.
Unlimited pre-approvals, fast turnaround and priority support, built for real estate professionals.
Become a partner“SecureMyOffer helped me win the listing. I was the only agent who could promise certainty.”
A partner agent, on a $1.2m home sale
SecureMyOffer works with REMAX and BCAA, and with brokerages across Canada, to bring closing protection into everyday listing conversations.
Become a partnerBuyers can use closing insurance to strengthen an offer, especially in competitive situations. When a buyer includes a certificate with their offer, the seller gets guaranteed protection. If the buyer can't close, that protection makes the offer more attractive than an uninsured one at the same price.
In a multiple-offer situation sellers weigh certainty alongside price. An insured offer gives them immediate protection if the buyer defaults, funds in days rather than months, and no legal process to run themselves. That can win against a slightly higher uninsured offer.
Your buyer gets a 60-second quote and a certificate, which you present with the offer. They only pay if the offer is accepted and conditions are waived. Alternatively they can offer to buy the policy once the agreement is accepted.
A stronger negotiating position, a demonstrated commitment to closing, and the flexibility that comes from not having to tie up as much cash in a deposit trust account.
No, it works alongside it. The buyer keeps flexibility on the deposit amount, and the seller gets guaranteed funds if the buyer can't close.
Yes. Insurance protection addresses the seller's concern directly, so a buyer who might otherwise be passed over can compete on certainty rather than only on price.
That the buyer has purchased closing insurance naming the seller as beneficiary, so if the buyer is delayed or defaults for any reason, the seller receives compensation. It's the most secure offer on the table because the protection is built in.
Yes, provided there is full disclosure to all parties, no misrepresentation of the coverage, proper documentation with the offer, and the recommendation genuinely serves your client's interests.
No. Premiums are fully earned on binding and are non-refundable.
Explain the approach to your buyer, get a 60-second quote, then present it to the listing agent so they understand what the insured offer gives their seller.
“Highly recommend! The team at SecureMyOffer helped me provide my clients with added security during the sale of their property.”
Protect your clients. Protect your reputation.
Or call 1-833-766-2329
Canada's first home seller closing insurance. If your buyer delays or defaults, we protect your equity so your move can still go ahead.