Our story
Built by someone who lost $150,000 when their buyer walked away.
Most sellers believe a firm offer means the hard part is over. It isn't. Until recently, most sellers had no way to insure against a buyer who doesn't close.
Two firm offers. One buyer who didn't close.
lost to carrying costs, staging, a price reduction and a second commission, through no fault of their own
Morgan Girouard and his wife had firm offers on two properties and were days from closing on their dream home. Then a buyer defaulted.
They couldn't walk away from their own purchase. Defaulting would have exposed everything they'd built. So they scrambled, got a bridge loan, and pushed through.
We built this because we lived the alternative. Every seller deserves to know this protection exists before they need it.
What we do now.
SecureMyOffer is a Managing General Agent (MGA): we design and administer the products. They're underwritten by Accelerant Insurance Company of Canada, rated A by AM Best, and brokered by Oasis Insurance Brokers.
- Home Closing Insurance, for sellersIf your buyer delays or fails to close: legal costs, a deposit advance and, depending on the plan, carrying costs, relisting costs and a lower resale price.
- DepositGuard Surety, for buyersMake an offer with a surety instead of a cash deposit, so your cash stays free for the down payment, closing costs and move.
Who stands behind the products
Underwriter
Accelerant Insurance Company of Canada, rated A (Excellent) by AM Best.
Broker
Oasis Insurance Brokers, Ontario Lic. #3750, licensed across Canada. See licences.
Program partner
A marketing program agreement is in place with RE/MAX Canada.
Where
Every province and territory except Quebec. Based in Orléans, Ottawa.
More about SecureMyOffer
- Help & advicePlain-English guides for sellers, buyers and agents.
- A real buyer default caseWhat a failed closing cost one Ontario seller, from the court record.
- Press and newsOttawa Business Journal coverage and our RE/MAX and BCAA partnerships.
- Talk to our teamQuestions about coverage, cost or eligibility.