Agents
Help your clients close with confidence.
Insured home sales protect you and your clients.
Insured home sales protect you and your clients.
With SecureMyOffer, you can assure your client that their sale will close on time, even if the buyer defaults.
We guarantee your sale price on closing day, even if the buyer backs out.
We take care of the legal, financial, and emotional burden so you don't have to.
If your home sells for more, you keep 100% of the additional profit.
Checklists, talking points and FAQs to help you explain closing insurance and support your clients with confidence.
GET THE TOOLKITSecureMyOffer is an insurance policy that protects home sellers from the potentially devastating effects of a buyer defaulting on a firm deal. If the buyer defaults, SMO provides financial support and takes over reselling responsibilities and legal processes.
During the listing presentation. It will be more impactful and potentially offer leverage in gaining trust from the seller immediately.
No. It complements them. SMO protects sellers against buyer default, ensuring they can pay commission or relist. E&O covers agent errors. The deposit remains part of the transaction.
Once the seller obtains SMO insurance, you proceed as usual — SecureMyOffer comes into play only if the buyer delays or defaults. The insurance doesn't appear on title or affect transaction terms.
This is exactly when SMO becomes most valuable. Sellers committed to a next purchase face the highest risk. SMO ensures funds for that purchase even if their buyer defaults.
This is a strict deadline with no exceptions. The 10-day window exists because the risk of default is highest in the period immediately after an offer becomes firm.
Only licensed insurance experts can give formal advice. Still, you're fully within your role as a REALTOR® to inform clients about the availability of the policy.
Unlimited pre-approvals, fast turnaround and priority support, built for real estate professionals.
Become a partner“SecureMyOffer helped me win the listing. I was the only agent who could promise certainty.”
A partner agent, on a $1.2m home sale
SecureMyOffer works with REMAX and BCAA, and with brokerages across Canada, to bring closing protection into everyday listing conversations.
Become a partnerBuyers can use closing insurance to strengthen an offer, especially in competitive situations. When a buyer includes a certificate with their offer, the seller gets guaranteed protection if that buyer can't close, which makes the offer more attractive than an uninsured one at the same price.
In a multiple-offer situation sellers weigh certainty alongside price. An insured offer gives them immediate protection if the buyer defaults, funds in days rather than months, and no legal process to run themselves. That can win against a slightly higher uninsured offer.
Your buyer gets a 60-second quote and a certificate, which you present with the offer. They only pay if the offer is accepted and conditions are waived. Alternatively they can offer to buy the policy once the agreement is accepted.
A stronger negotiating position, a demonstrated commitment to closing, and the flexibility that comes from not having to tie up as much cash in a deposit trust account.
No, it works alongside it. The buyer keeps flexibility on the deposit amount, and the seller gets guaranteed funds if the buyer can't close.
Yes. Insurance protection addresses the seller's concern directly, so a buyer who might otherwise be passed over can compete on certainty rather than only on price.
That the buyer has purchased closing insurance naming the seller as beneficiary, so if the buyer is delayed or defaults for any reason, the seller receives compensation. It's the most secure offer on the table because the protection is built in.
Yes, provided there is full disclosure to all parties, no misrepresentation of the coverage, proper documentation with the offer, and the recommendation genuinely serves your client's interests.
No. Premiums are fully earned on binding and are non-refundable.
Explain the approach to your buyer, get a 60-second quote, then present it to the listing agent so they understand what the insured offer gives their seller.
Protect your clients. Protect your reputation.
Or call 1-833-766-2329